Zakat Calculator
Calculate your Islamic giving obligation accurately and fulfill your religious duty
Your Zakat Obligation
Total Net Assets: $0.00
Zakat Rate: 2.5% of qualifying assets
Nisab Threshold: $4,523.00 (equivalent to 85g of gold)
Understanding Zakat: The Pillar of Islamic Giving
Zakat, one of the Five Pillars of Islam, is a mandatory charitable contribution that purifies wealth and supports those in need. It’s not merely charity, but a fundamental act of worship that strengthens the Muslim community.
Quranic Foundation: “And establish prayer and give Zakat, and whatever good you put forward for yourselves – you will find it with Allah.” (Quran 2:110)
Who Must Pay Zakat?
Zakat is obligatory for every adult Muslim who:
- Possesses wealth exceeding the Nisab threshold
- Has maintained this wealth for one lunar year
- Has no outstanding debts exceeding their assets
What is the Nisab Threshold?
The Nisab is the minimum amount of wealth a Muslim must possess before being liable to pay Zakat. It’s equivalent to:
- 85 grams of gold (current value ≈ $4,523)
- 595 grams of silver (current value ≈ $423)
Most scholars recommend using the gold standard as it maintains the original value intention.
Zakat Calculation Formula
Zakat is calculated as 2.5% of your total qualifying assets:
(Total Assets – Liabilities) × 0.025 = Zakat Due
Eight Categories of Zakat Recipients
The Quran specifies eight categories of people eligible to receive Zakat:
Benefits of Giving Zakat
Fulfilling your Zakat obligation brings numerous spiritual and communal benefits:
- Purifies wealth and increases blessings
- Cleanses the giver from selfishness and greed
- Strengthens community bonds and reduces inequality
- Provides a spiritual connection to those in need
- Fulfills a fundamental pillar of Islam
Use our accurate Zakat calculator to determine your obligation and fulfill this important pillar of Islam with confidence.
- What is Zakat in Islam?
Zakat is an obligatory form of charity, one of the five pillars of Islam, paid annually on wealth above a certain threshold. - How is Zakat calculated?
Zakat is typically 2.5% of your savings, gold, silver, and certain investments that exceed the Nisab. - What is Nisab in Zakat?
Nisab is the minimum amount of wealth one must possess before Zakat becomes obligatory. - How much Zakat should I pay on cash?
You must pay 2.5% of your total savings (above Nisab) held for one lunar year. - Do I pay Zakat on gold and silver?
Yes, Zakat is due on both if they are above the Nisab threshold. - What is the Nisab for gold and silver?
As of now, Nisab is approximately 87.48 grams of gold or 612.36 grams of silver. - Is Zakat due on salary or income?
No, Zakat is not directly due on salary unless savings from it remain unused for a lunar year. - Do I pay Zakat on property or real estate?
Zakat is not due on personal property, but rental income or investment property may be zakatable. - When should I pay my Zakat?
Zakat should be paid once every lunar year when your wealth exceeds Nisab. - Can I calculate Zakat online?
Yes, online Zakat calculators help compute Zakat accurately on various assets. - Is there Zakat on debt or loans?
Debts you owe may be deducted from your zakatable wealth. Loans you’ve given may be zakatable if recoverable. - Is Zakat obligatory on children’s wealth?
Yes, Zakat is due on a child’s wealth if it meets the Nisab and is held for a lunar year. - What types of wealth require Zakat?
Zakat applies to cash, gold, silver, investments, business goods, and agriculture (with different rates). - Can Zakat be paid monthly?
Zakat should ideally be paid yearly, but some prefer monthly installments for convenience. - What happens if I miss paying Zakat?
Missed Zakat must be paid as soon as possible and is still obligatory. - Can Zakat be given to family members?
Yes, except direct dependents like parents and children. - Who is eligible to receive Zakat?
Zakat can be given to the poor, needy, debt-ridden, and other eligible categories defined in the Quran. - Is online Zakat calculation reliable?
Yes, if based on current Nisab values and correct asset types, it’s reliable. - How do I calculate business Zakat?
You calculate 2.5% of the business’s current assets (excluding liabilities) held for a year. - Can I use this calculator every year?
Yes, it’s updated regularly and suitable for annual Zakat calculations.
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