Karnataka Stamp Duty Calculator
Calculate property registration charges, stamp duty fees, and total costs for properties in Bangalore and other cities in Karnataka
Calculate Your Stamp Duty
Stamp Duty Rates in Karnataka
Bangalore (BBMP Area)
Residential: 5.6% + Registration Fee
Commercial: 6.4% + Registration Fee
Other Urban Areas
Residential: 5% + Registration Fee
Commercial: 5.6% + Registration Fee
Rural Areas
Residential: 4.5% + Registration Fee
Commercial: 5% + Registration Fee
Registration Fee
1% of property value (Max ₹30,000)
Gender Concession
Female owners get 0.5% discount on stamp duty
Calculation Results
Stamp Duty & Registration Charges in Karnataka
Stamp duty and registration charges are mandatory payments to the government when transferring property ownership in Karnataka. These charges vary based on property value, location, and type. Understanding these costs is essential for property buyers to budget effectively and avoid any legal complications during the registration process.
What is Stamp Duty?
Stamp duty is a tax levied by the state government on property transactions. It’s calculated as a percentage of the property’s market value or agreement value, whichever is higher. This tax is mandatory for legal recognition of the property transfer.
Registration Charges
Registration charges are fees paid to register the property document with the state government. In Karnataka, this is 1% of the property value, capped at ₹30,000. Registration provides legal validity to the transaction and protects ownership rights.
Gender Concession
Karnataka offers a 0.5% concession on stamp duty for properties registered solely in a woman’s name. For joint ownership between male and female, a partial concession of 0.25% applies. This initiative aims to encourage property ownership among women.
BBMP Areas
Properties within Bruhat Bengaluru Mahanagara Palike (BBMP) limits attract higher stamp duty rates due to their urban location and infrastructure. BBMP areas include the entire Bangalore metropolitan region and its surrounding urban zones.
Frequently Asked Questions
What is the current stamp duty rate in Bangalore?
In Bangalore (BBMP area), the stamp duty rate is 5.6% for residential properties and 6.4% for commercial properties, plus a registration fee of 1% (capped at ₹30,000).
Is there any discount for women property buyers?
Yes, Karnataka offers a 0.5% concession on stamp duty for properties registered solely in a woman’s name. For joint ownership between male and female, the concession is 0.25%.
How is property value determined for stamp duty?
Stamp duty is calculated on either the property’s market value or the agreement value (sale price), whichever is higher. The sub-registrar’s office has guidance values that are typically used for calculation.
When should stamp duty be paid?
Stamp duty must be paid before or at the time of property registration. Documents must be stamped within 4 months from the date of execution in Karnataka to avoid penalties.
Can I pay stamp duty online?
Yes, Karnataka offers the e-stamping facility through Stock Holding Corporation of India (SHCIL). You can pay online and print the e-stamp certificate for registration, which is more secure and convenient.
Are there penalties for late payment?
Yes, if stamp duty is not paid within 4 months of executing the document, a penalty of 2% per month on the deficit amount is charged, up to a maximum of 200% of the original duty amount.
What is stamp duty in Karnataka?
Stamp duty is a tax levied by the Karnataka government on property transactions to legalize documents.
How is stamp duty calculated in Karnataka?
It is calculated as a percentage of the property’s market value or agreement value, whichever is higher.
What is the current stamp duty rate in Karnataka?
As of 2025, stamp duty in Karnataka is typically 5% for properties valued above ₹45 lakh. Rates may vary for lower slabs.
What is the registration charge in Karnataka?
Registration charges are 1% of the property value.
Are stamp duty charges different for men and women in Karnataka?
No, Karnataka does not offer different rates for men and women.
What are the stamp duty charges for gift deeds in Karnataka?
For family members, it is ₹1,000 stamp duty and ₹500 registration fee. Otherwise, regular rates apply.
Is stamp duty applicable on inherited property in Karnataka?
No stamp duty is charged on inherited properties; however, nominal fees may apply for mutation.
Can I pay Karnataka stamp duty online?
Yes, through the Kaveri Online Services portal (https://kaverionline.karnataka.gov.in).
Is GST applicable on stamp duty in Karnataka?
No, GST is not applicable to stamp duty or registration charges.
Is stamp duty refundable in Karnataka?
Refund is possible in certain cases like cancellation of transaction, subject to conditions and fees.
What documents are needed to pay stamp duty in Karnataka?
Sale deed, PAN card, Aadhaar, Encumbrance Certificate, and property documents are required.
Is stamp duty the same across all cities in Karnataka?
No, local cess/surcharge may vary across BBMP, city corporations, and municipalities.
Does Karnataka offer concessions on stamp duty for affordable housing?
Yes, concessional rates may apply to properties under PMAY or EWS/LIG schemes.
What is the stamp duty for joint ownership property in Karnataka?
Standard stamp duty rates apply, regardless of joint ownership.
Is it mandatory to register a property in Karnataka?
Yes, property registration is mandatory under the Registration Act, 1908.
What happens if stamp duty is underpaid in Karnataka?
Underpayment leads to penalties and legal issues during registration or resale.
How to verify stamp duty payment in Karnataka?
You can verify via the Kaveri Online Services website using the document number.
What is the stamp duty for commercial property in Karnataka?
Commercial properties generally attract the same rate but may have additional surcharges.
Can NRIs buy property in Karnataka and pay stamp duty online?
Yes, NRIs can buy property and pay stamp duty via authorized representatives or online platforms.
Who is responsible for paying stamp duty in Karnataka — buyer or seller?
The buyer is typically responsible for paying stamp duty and registration fees.
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