Post Office RD Calculator
Results:
Maturity Amount: ₹
Recurring Deposit (RD) in Post Office
A Recurring Deposit (RD) account in the post office is a savings scheme where individuals deposit a fixed amount monthly and earn interest over time. It is a secure investment option offering stable returns.
Types of RD Accounts in Post Office
- Regular RD Account
- RD Account for Minors
Key Features of PO RD Account
- Fixed monthly investment
- Government-backed scheme
- Flexible tenure options
- Premature withdrawal facility available
Expected Return Table
| Tenure | Monthly Installment (₹) | Expected Maturity Amount (₹) |
|---|---|---|
| 5 years | 1000 | 70,000 |
| 10 years | 1000 | 1,60,000 |
Rate of Interest (1981 - 2025)
The interest rates on RD accounts in the Post Office have varied over time, ranging from 8% in the 1980s to the current 6.7% as of 2025.
FAQs
- What is the minimum amount to open an RD account?
- Can I withdraw money before the maturity period?
- How is interest calculated on RD?
- What happens if I miss an RD installment?
- Can I open multiple RD accounts?
- Is the Post Office RD taxable?
- Can I extend my RD tenure?
- What is the penalty for premature withdrawal?
- Can an NRI open an RD account?
- How to transfer an RD account to another post office?
- What documents are needed to open an RD account?
- Can I take a loan against my RD?
- Is there a nomination facility available?
- Can I change my nominee later?
- What happens if I do not withdraw RD after maturity?
- Are joint RD accounts allowed?
- Can minors open RD accounts?
- How to close an RD account before maturity?
- What is the maturity period of a Post Office RD?
- What is the current interest rate?
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