Calculate Your Grocery Budget

5% 12% 30%

Your Recommended Grocery Budget

$0

per month for 2 people

Weekly Budget
$0
Per Person/Month
$0
Percentage Used
12%

Smart Grocery Budgeting Tips

Creating and sticking to a grocery budget is one of the most effective ways to save money. With food prices constantly changing, having a solid plan can help you navigate the supermarket aisles without overspending.

Why Budget for Groceries?

Groceries are a flexible expense category, meaning you have significant control over how much you spend. Without a plan, it’s easy to overspend on impulse purchases, expensive brands, or food that goes to waste.

Plan Your Meals

Create weekly meal plans based on sales and what you already have. This reduces waste and prevents impulse buys.

Shop with a List

Always bring a shopping list and stick to it. People who shop with lists spend 20% less on average.

Buy in Bulk Wisely

Purchase non-perishables and frozen items in bulk, but only if you’ll use them before they expire.

Embrace Store Brands

Store brands are typically 25-30% cheaper than name brands and often comparable in quality.

How Much Should You Budget?

The USDA reports that a moderate-cost grocery plan for a family of four ranges from $800-$1000 per month. However, your ideal budget depends on:

  • Your household income
  • Number of people in your household
  • Dietary restrictions and preferences
  • Local cost of living
  • Your financial goals

Making Your Budget Work

Track your actual spending for a month to establish a baseline. Use our calculator to determine a reasonable target, then gradually adjust your habits to meet that goal. Remember to review and adjust your budget quarterly as prices and circumstances change.