What is the interest rate for agriculture loans in Andhra Pradesh?
👉 The interest rate varies from 3% to 7%, depending on the loan amount, duration, and subsidy eligibility under schemes like Rythu Bharosa.

2. How can I check my Rythu Bandhu payment status in Telangana?
👉 Visit the official Rythu Bandhu portal (treasury.telangana.gov.in) and enter your Aadhaar or Pattadar Passbook number to view status.

3. Who is eligible for the Mission Shakti Loan in Odisha?
👉 Only registered Self-Help Groups (SHGs) under Mission Shakti are eligible, with each group member entitled to interest-free loans up to ₹1 lakh.

4. How to calculate EMI for SHG loans in Kerala?
👉 You can use a Kudumbashree loan EMI calculator. Input the loan amount, interest rate (usually 4%-7%), and tenure to calculate monthly EMI.

5. What documents are needed for the Kisan Credit Card in Bihar?
👉 Aadhaar, land ownership proof, bank passbook, and passport-size photo. Some banks may ask for income and crop details.

6. How can I apply for the Lakshmi Bhandar scheme in West Bengal?
👉 Fill out the application at Duare Sarkar camps or online at the WB social welfare portal. You’ll need proof of residence and bank details.

7. What is the repayment period for youth loans in Meghalaya?
👉 Under CM’s Youth Loan Scheme, the tenure is usually 3 to 5 years, with interest rates between 4% to 6% depending on the amount.

8. Is there any subsidy for solar pump loans in Maharashtra?
👉 Yes, the state government offers up to 90% subsidy for solar pump installations through the Atal Solar Krishi Pump Yojana.

9. How to check Godhan Nyay Yojana payment status in Chhattisgarh?
👉 Visit the Godhan Nyay portal and check your cow dung procurement payment using your gram panchayat details.

10. What is the income limit for Dalit Bandhu in Telangana?
👉 There is no specific income limit, but only SC families without previous business loans or government job benefits are eligible.

11. Can students from Jharkhand apply for the e-Kalyan loan outside the state?
👉 Yes, Jharkhand students studying outside the state in UGC/AICTE-approved institutions are eligible for e-Kalyan education loans.

12. Are SHG loans in Tamil Nadu interest-free?
👉 Many SHG loans under Mahalir Thittam or TN Urban SHG programs offer interest-free loans up to a certain limit, depending on eligibility.

13. How much can I borrow under Assam Orunodoi-linked microloans?
👉 Women beneficiaries under Orunodoi can get microloans up to ₹50,000 through SHGs or government-nominated banks.

14. Is Aadhaar mandatory for loan applications in Karnataka?
👉 Yes, Aadhaar is a mandatory KYC document for most state schemes, especially for farmers and MSME loans.

15. What is the minimum age for startup loans in Nagaland?
👉 Applicants must be at least 18 years old and have a viable business plan approved by the Startup Nagaland Cell.

16. How to estimate gold loan value in Gujarat rural banks?
👉 Multiply the gold weight (in grams) by the purity factor (e.g., 22K) and LTV (loan-to-value) ratio, usually 75-80%, based on bank policy.

17. Is there any education loan subsidy in Himachal Pradesh?
👉 Yes, HP offers interest subsidy on education loans under the “Mukhya Mantri Gyandeep Yojana” for students from poor families.

18. How to calculate EMI for women entrepreneur loans in Sikkim?
👉 Use an EMI calculator by entering loan amount (up to ₹2 lakh), interest rate (usually 6-8%), and tenure (2-5 years).

19. How can minority communities in Rajasthan avail interest-free loans?
👉 Apply through the Rajasthan Minority Finance and Development Corporation with valid income, caste, and residence certificates.

20. What is the difference between crop loan and term loan in regional schemes?
👉 Crop loans are short-term and seasonal for cultivation, while term loans are long-term for assets like tractors, tools, or irrigation systems.